Latest Developments
MSME In Focus
Tenders
Regional Incharges

I have no doubt in my mind that we add to the national wealth if we help the small-scale industries. I have no doubt also that true Swadeshi consists in encouraging and reviving these home industries. It also provides an outlet for the creative faculties and resourcefulness of the people. It can also usefully employ hundreds of youths in the country who are in need of employment. It may harness all the energy that at present runs to waste.

SIDBI 2.0

Vision 2.0

To transform as an All India Financial Institution to create an integrated credit and development support role for the Bank by being a Thought Leader, adopting a Credit-plus approach, creating a Multiplier effect and serving as an Aggregator, in the MSME space.

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Direct Loans More Products

Timely Working Capital Assistance to  Revitalise Industries in Times of corona crisis (TWARIT)
  • The objective of the scheme (ECLGS) is to provide needed relief to MSMEs, whose operations are impacted by COVID -19
SIDBI Assistance to Facilitate Emergency response against corona virus – Plus (SAFE Plus)
  • Upto 100% of WC requirement against specific orders
  • No processing fees
  • No prepayment charges
SIDBI Assistance to Facilitate Emergency response against corona virus (SAFE)
  • Upto 100% financing for capex / working capital
  • A quick delivery product – loan with 48 hours
  • Cost of credit guarantee cover is borne by SIDBI
SIDBI Term-loan Assistance for Rooftop Solar PV Plants (STAR)
  • Helping MSMEs to reduce their Power bill
  • Across the segment coverage with 25 KW to 500 KW plants (indicative)
  • Loan Amount: `10 lakh to `250 lakh
  • Quick sanction and fast disbursement
Top Up Loan for Immediate Purposes (TULIP)
  • Up-to 100% finance based on 10% FD & extension of charge
  • Quicker sanction within 7 days
  • No additional collateral security (except SIDBI FD)
SIDBI - Retail Loan Scheme for Trade Finance (RLS)

RLS

  • Upto 100% finance for capex / working capital
  • Quick sanction and disbursement
  • Flexible security profile
SIDBI-Loan for Purchase of Equipment for Enterprise’s Development Plus  (SPEED Plus)
  • Upto 100% financing of high-end machineries
  • Quick sanction and disbursement
  • No immovable property needed as collateral
SIDBI – Loan for Purchase of Equipment for Enterprise’s Development (SPEED)
  • Upto 100% financing
  • Quick sanction and disbursement
SIDBI Trader Finance Scheme (STFS)
  • Flexible repayment period
  • Lower Promoters Contribution for capex
Working Capital (Cash Credit)
  • Single window for TL and WC
  • Seamless approvals
Loans Under Partnership with OEM
  • Loans for machine purchase from OEMs
  • Quick disbursal
SMILE Equipment Finance (SEF)
  • Quicker dispensation of machinery loan
  • Lower Promoters’ Contribution
SIDBI Make in India Soft Loan Fund for Micro Small and Medium Enterprises (SMILE)
  • Competitive interest rates
  • Funding of part Promoter contribution

Structural Interventions


MSME space holds within itself myriad opportunities. Time and again SIDBI along with various stakeholders of MSME space has made interventions for the growth & development of MSME ecosystem. Read More

Industry Spotlight


SIDBI, in collaboration with CRIF, is pleased to introduce ‘Industry Spotlight’, a quarterly report based on Industry sectors/ clusters, with focus on MSMEs. Every quarter an analytical report on different sectors would be released under the partnership. These reports attempt to provide insights to the policymakers, bankers and other stakeholders including MSMEs drawing upon analysis of granular cluster level data

MSME Pulse


These are Comprehensive Reports published quarterly based on close monitoring and tracking of MSME segment. It provides credit industry with trends and insights for making informed business decisions and provides insights to policy makers

Microfinance Pulse


A first-of its-kind newsletter “Microfinance Pulse” tracks the trends in the microfinance sector viz., disbursements delinquencies, state-wise distribution, top loan categories etc.

Fintech Pulse

Fintech Pulse, a quarterly report on Fintech lending in India with the focus on New Age Fintech emerging as Differentiators in timely and adequate delivery of credit to unserved and underserved. The report aims to bring out how the emerging technologies are causing disruption in the financial sector and the impact of these technologies in credit landscape, apart from analytical contents regarding performance etc. on key parameters.

CriSidEx


First of the kind in the country and developed jointly by SIDBI and CRISIL, CriSidEx measures business sentiment of micro and small enterprises on a scale of “0 (extremely negative) to 200 (extremely positive)”. The parametric feedback for the index is captured through a survey of 1,100 micro and small enterprises

Udyam Abhilasha


SIDBI had launched Udyam Abhilasha campaign to create entrepreneurship awareness in 115 Aspirational Districts across 28 states. SIDBI partnered with CSC e-Governance Services India Limited, a Special Purpose Vehicle, (CSC-SPV) under Ministry of Electronics and IT for implementing the campaign. In this initiative, 470 training locations were covered with over 2.50 lakh hours of inputs given to participants through Village Level Entrepreneurs, 18000+ youths were trained (35%women) and many localized enterprises have been setup.