I have no doubt in my mind that we add to the national wealth if we help the small-scale industries. I have no doubt also that true Swadeshi consists in encouraging and reviving these home industries. It also provides an outlet for the creative faculties and resourcefulness of the people. It can also usefully employ hundreds of youths in the country who are in need of employment. It may harness all the energy that at present runs to waste.

SIDBI 2.0

Vision 2.0

To transform as an All India Financial Institution to create an integrated credit and development support role for the Bank by being a Thought Leader, adopting a Credit-plus approach, creating a Multiplier effect and serving as an Aggregator, in the MSME space.

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Direct Loans More Products

TWARIT

The objective of the scheme (ECLGS) is to provide needed relief to MSMEs, whose operations are impacted by COVID -19

SAFE Plus

Upto 100% of WC requirement against specific orders
No processing fees
No prepayment charges

SAFE

Upto 100% financing for capex / working capital
A quick delivery product – loan with 48 hours
Cost of credit guarantee cover is borne by SIDBI

STAR

Helping MSMEs to reduce their Power bill
Across the segment coverage with 25 KW to 500 KW plants (indicative)
Loan Amount: `10 lakh to `250 lakh
Quick sanction and fast disbursement

TULIP

Up-to 100% finance based on 10% FD & extension of charge
Quicker sanction within 7 days
No additional collateral security (except SIDBI FD)

SIDBI - Retail Loan Scheme for Trade Finance (RLS)

RLS

Upto 100% finance for capex / working capital
Quick sanction and disbursement
Flexible security profile

SPEED Plus

Upto 100% financing of high-end machineries
Quick sanction and disbursement
No immovable property needed as collateral

SPEED

Upto 100% financing
Quick sanction and disbursement

Trader Finance

Flexible repayment period
Lower Promoters Contribution for capex

Working Capital

Single window for TL and WC
Seamless approvals

Loans - OEM Partnership

Loans for machine purchase from OEMs
Quick disbursal

SMILE Equipment Finance

Quicker dispensation of machinery loan
Lower Promoters’ Contribution

SMILE

Competitive interest rates
Funding of part Promoter contribution

Scroll For SWAVALAMBAN

PROMOTION AND DEVELOPMENT

SAMPARK: ‘Connect’ with MSMEs and entrepreneurs

SAMWAD: ‘Dialogue’ to strengthen relationship among various stakeholders of the MSME sector

SURAKSHA: ‘Creating an enabling environment’ for the growth of Micro & Small Enterprises (MSEs)

SAMPRESHAN: ‘Constructive engagement’ with Policy Makers and MSE entrepreneurs

SWAVALAMBAN

Bechain Sapno ko Pankh...

An umbrella mission to kindle entrepreneurship

स्वावलंबी बनें, खुद बढ़े, औरों को बढ़ाएँ

Structural Interventions

MSME space holds within itself myriad opportunities. Time and again SIDBI along with various stakeholders of MSME space has made interventions for the growth & development of MSME ecosystem. Read More

Industry Spotlight

SIDBI, in collaboration with CRIF, is pleased to introduce ‘Industry Spotlight’, a quarterly report based on Industry sectors/ clusters, with focus on MSMEs. Every quarter an analytical report on different sectors would be released under the partnership. These reports attempt to provide insights to the policymakers, bankers and other stakeholders including MSMEs drawing upon analysis of granular cluster level data

MSME Pulse

These are Comprehensive Reports published quarterly based on close monitoring and tracking of MSME segment. It provides credit industry with trends and insights for making informed business decisions and provides insights to policy makers

Microfinance Pulse

A first-of its-kind newsletter “Microfinance Pulse” tracks the trends in the microfinance sector viz., disbursements delinquencies, state-wise distribution, top loan categories etc.

Fintech Pulse

Fintech Pulse, a quarterly report on Fintech lending in India with the focus on New Age Fintech emerging as Differentiators in timely and adequate delivery of credit to unserved and underserved. The report aims to bring out how the emerging technologies are causing disruption in the financial sector and the impact of these technologies in credit landscape, apart from analytical contents regarding performance etc. on key parameters.

CriSidEx

First of the kind in the country and developed jointly by SIDBI and CRISIL, CriSidEx measures business sentiment of micro and small enterprises on a scale of “0 (extremely negative) to 200 (extremely positive)”. The parametric feedback for the index is captured through a survey of 1,100 micro and small enterprises

Udyam Abhilasha

SIDBI had launched Udyam Abhilasha campaign to create entrepreneurship awareness in 115 Aspirational Districts across 28 states. SIDBI partnered with CSC e-Governance Services India Limited, a Special Purpose Vehicle, (CSC-SPV) under Ministry of Electronics and IT for implementing the campaign. In this initiative, 470 training locations were covered with over 2.50 lakh hours of inputs given to participants through Village Level Entrepreneurs, 18000+ youths were trained (35%women) and many localized enterprises have been setup.