निदेशक-मंडल

Smt Nirmala Sitharaman

Smt Nirmala Sitharaman

Shri S. Ramann

Shri S. Ramann

Shri Sanjay Malhotra

Shri Sanjay Malhotra

Shri Alex Ellis

Shri Alex Ellis

Ms. Latha Venkatesh

Ms. Latha Venkatesh

Ms Latha Venkatesh started her career in CNBC-TV18 as chief of the Mumbai News Bureau.

Over the years, she has been recognized as one of the keenest watchers of the Reserve Bank of India and a respected commentator on banking sector issues, money markets and macroeconomic trends.

As a business journalist for years, she specializes in covering across markets - stocks, currency debt and commodities. Previously, she has worked across some major streams of media namely Economic Times and Dow Jones newswires for a period of five years each.

Ms Latha Venkatesh graduated in Economics and Politics and holds a doctoral degree in Political Science.

Shri J P Sharma

Shri J P Sharma

Dr Alok Misra

Dr Alok Misra

Dr P. Satish

Dr P. Satish

Dr. P. Satish is the Executive Director of Sa-Dhan since March 2015. He was the Chief General Manager at NABARD heading the Micro Credit Innovations Department. Previously, he had also worked as a Faculty Member at Bankers’ Institute of Rural Development (BIRD). He is a member of RBI’s Financial Inclusion Advisory Committee and a member of Governing Council of Bankers’ Institute of Rural Development (BIRD), Lucknow. He is on the SHG-Bank Linkage Programme Strategic Advisory Board of NABARD and the Steering Committee of PM SVANidhi Scheme of Government of India. He has served as a Board Member of MUDRA, India Post Payments Bank, IRDAI’s Insurance Advisory Council and Multi Commodity Exchange. Dr P Satish holds a PhD in Economics from Punjab University and has pursued MBA in Finance from Osmania University and Master’s in Economics from University of Illinois at Urbana-Champaign, USA. He has been trained in Project Appraisal and Risk Analysis at Harvard University, Management of Human Resources at Queensland University of Technology, Brisbane and in Strategic Leadership in Financial Inclusion at Harvard Business School. He has published more than eighty research papers and articles in national and international journals and authored/co-authored six books/working papers and chapters in eight books in the fields of agricultural, rural finance and microfinance.

Ms. Mamta Kohli

Ms. Mamta Kohli

Ms Mamta Kohli is the Senior Social Development Adviser with Foreign, Commonwealth & Development Office and leads its work on gender and inclusion. She relies on evidence and community insights to design interventions and has led implementation of several transformational programmes on economic inclusion and financial services for women. Her cross sectoral experience allows her to break silos and connect people, ideas, solutions and resources for inclusive development, tech solutions that work for everyone and to challenge institutional norms and biases.

Shri Rajeev Yadav

Shri Rajeev Yadav

Shri Rajeev Yadav has over 28 years of diversified experience in financial services across NBFCs and an HFC. At Fincare Small Finance Bank, he has played a key role devising strategies and their implementation in business restructuring, technology, and products. Previously, as the CEO of Fincare platform that included two rural-focused NBFC-MFIs and a bank partnership entity, he was instrumental in scaling up the platform profitably and diversifying new products and business lines. He has also worked as India CEO at GE Money and served as the CMO and BD Head for GE Capital India, and as Business Leader for home loans and loans against property with GE Money. Besides financial services, he had worked in the telecom industry in India and US in the past. Shri Rajeev Yadav holds a PGDM from IIM Ahmedabad and B. Tech from IIT Kanpur.

Shri Tamai Bandyopadhyay

Shri Tamai Bandyopadhyay

Shri Tamal Bandyopadhyay is an award-winning author and columnist, and a keen student of the Indian banking sector for over two and a half decades. His weekly column `Banker's Trust' is widely read for its incisive analysis and informed opinion. Currently he is a Consulting Editor with Business Standard and Senior Adviser to Jana Small Finance Bank Ltd. He was one of the key members that setup the financial daily – Mint and was an adviser at Bandhan Bank Ltd. His last publication “ Pandemonium: The Great Indian Banking Tragedy “ bagged the Tata Literature Live Best Business Book Award, KLF Best Business Book Award and Skoch Literature Award. His other nonfiction bestsellers are ‘HDFC Bank 2.0: From Dawn to Digital, A Bank for The Buck, Sahara: The Untold Story', Bandhan: The Making of a Bank and From Lehman to Demonetization: A Decade of Disruptions, Reforms and Misadventures.’ He is one of the contributors to the Oxford Handbook on Indian Economy, edited by Kaushik Basu, and Making of New India: Transformation Under Modi Government, edited by Bibek Debroy. In 2017, he won the Ramnath Goenka Award for Excellence in Journalism (commentary and interpretative writing). The global professional network LinkedIn had nominated him as one of the most influential voices in India in 2019, 2018 and 2017 and one of the top 10 writers in finance globally for 2016 and 2015.

Shri Balamurugan D

Shri Balamurugan D

Shri. Balamurugan D. is an Indian Administrative Officer with over a decade of experience in the civil services of Indian National Government. He brings rich experience in Governance and Administration with his stints as District Magistrate in districts of Jehanabad, Gopalganj, Darbhanga, Gaya and Siwan. In his previous roles, he has contributed immensely to the field of digitizing the Social Pension Programs and community led sanitation systems. He is also the Commissioner, Self-Employment, Government of Bihar and leads the agenda of skill development in rural areas for gainful self-employment in rural Bihar. He has also helmed the successful implementation of the SBM and Lohiya Swachch Bihar Abhiyan program in the state, aimed at achieving 100 percent self-declaration sanitation facilities by households in Bihar. Shri Balamurugan D is a graduate in Agriculture Science and Agri- Management from Tamil Nadu Agriculture University, Coimbatore.

Shri Mukul Jaiswal

Shri Mukul Jaiswal

Shri Mukul Jaiswal has been associated with CASHPOR Group since 1999-2000 in various roles and capacities. In 2008, under the guidance of Professor David S. Gibbons, he joined as Managing Director of CASHPOR Micro Credit. He is also an ex-officio member of Financing Committee, Risk Management Committee and Corporate Social Responsibility Committee of the Board of CASHPOR Micro Credit. In February 2020, he was appointed as Trustee and CEO of Cashpor Trust. He serves as Director-in-charge of CASHPOR Financial and Technical Services Pvt Ltd, Chair of Sa-dhan and has been a Board Member of several other MFIs and institutions in the past. With over 20 years of experience in microfinance, under his leadership CASHPOR has become the largest not for profit section 8 microfinance institution and bagged various awards such as SKOCH Order-of-Merit Award for Financial Inclusion and Deepening”, "Microfinance Institution of the Year Award” in Asia/Pacific region from Whole Planet Foundation in 2015. Shri Mukul Jaiswal is a Chartered Accountant by qualification.

Shri Udaya Kumar Hebbar

Shri Udaya Kumar Hebbar

Shri Udaya Kumar Hebbar is a seasoned banker with over 35 years of experience within the financial services sector. He has been the architect behind the transformational journey of building CreditAccess Grameen as the leading microfinance institution in India. Under his exemplary leadership, the institution has achieved numerous feats such as listing in stock exchanges, raising funds through Qualified Institutional Placement (QIP) followed by Initial Public Offering (IPO), and becoming the pioneer to undertake the inorganic growth route in the NBFC-MFI space resulting in over 18% market share. Prior to joining CA Grameen, Shri Udaya Kumar Hebbar held various leadership positions as Head of Commercial Banking and Payment Operations at Barclays Bank Plc and had successful stints of over a decade each in Corporation Bank and ICICI Bank. He serves as a Director on the Board of Microfinance Institutions Network (MFIN), Madura Micro Finance Ltd, and Alpha Micro Finance Consultants Private Ltd. Shri Udaya Kumar Hebbar holds a Master’s degree in Commerce, a certified associate from the Indian Institute of Bankers and a graduate in Banking Operations and Technology from BAI, USA.

Shri Navin Chandani

Shri Navin Chandani

Shri Navin Chandani has over 23 years of valuable experience as an eminent business developer and brings with him ample knowledge and insights on the credit sector. His domain expertise across conceptualizing digital strategies in financial services aims to position CRIF as the market leader. Prior to joining CRIF, he had worked with noteworthy institutions in the BFSI segment that includes BankBazaar India, American Express, Visa, Experian and Dun and Bradstreet etc. Shri Navin Chandani holds a Master’s degree in International Business from Symbiosis International University and specializes in enterprise management.

Shri Sivakumar B.S.

Shri Sivakumar B.S.

Shri Sivakumar B. S. has over 30 years of rich experience in setting up and managing profit centers, business development and multi-regional operations within the financial services and exposure to the entire range of asset lending. His functional expertise include product, business, credit aspects with first-hand experience on recoveries for various asset classes. He is seasoned in setting up & developing financing products for the Retail & SME businesses. He setup and developed the Agri Business Group for Kotak Mahindra Bank since its inception in 2003. Under his leadership, this division contributes to the largest portfolio of PSL advances for the Bank. Shri Sivakumar B.S. pursued his Master’s in Management Studies from S P Jain Institute of Management and Research, B.Sc. in (Chemical and Microbiology) from Bombay University. He also holds a Diploma in Import and Export Management from Institute of Materials Management, Mumbai.

Prof M S Sriram

Prof M S Sriram

Professor M S Sriram is currently Visiting Faculty and Chairperson at the Centre for Public Policy, Indian Institute of Management, Bangalore. Previously, he was the ICICI Bank Lalita D Gupte Chair Professor of Microfinance at the Indian Institute of Management, Ahmedabad, Vice President (Finance) at BASIX and on the faculty of Institute of Rural Management Anand. Professor Sriram has served on several committees set up by Government of India, RBI and NABARD. He has been actively involved within the policy space, Chairing the Expert Committee on Kerala Co-operative Bank, External Advisory Committee of RBI to license Small Finance Banks, member on the Financial Inclusion Advisory Committee of the RBI, Vaidyanathan Committee on co-operative reforms and the RBI Expert Committee on Primary (Urban) Cooperative Banks. He pursued his graduation from Institute of Rural Management Anand and is a Fellow of Indian Institute of Management, Bangalore.

Ms. Anna Roy

Ms. Anna Roy

Ms. Anna Roy is a 1992-batch officer of the Indian Economic Service and has served in the Ministry of Finance and Ministry of Civil Aviation. Prior joining the IES, she was a lecturer at Delhi University and worked at The Energy and Resources Institute (TERI). At NITI Aayog, she heads the vertical dealing with data management and frontier technologies. In this role, she has led teams that have published major reports such as National Strategy on Artificial Intelligence, Blockchain- the India Strategy, Approach Paper on AIRAWAT, Responsible AI- Principles & Enforcement Mechanism, the Data Empowerment & Protection Architecture (DEPA) etc. She also heads the Women Entrepreneurship Platform, a NITI flagship that works towards developing the entrepreneurial ecosystem for women. Ms Anna Roy pursued her education from Shri Ram College of Commerce, Delhi University, and Delhi School of Economics.

Dr Pawan Bakhshi

Dr Pawan Bakhshi

Dr. Pawan Bakhshi is the India Country Lead - Financial Services for the Poor at the Bill & Melinda Gates Foundation where he works to broaden the reach of low-cost digital financial services for the poor. He is not focused on establishing a particular product or distribution channel, but rather on finding innovative ways to expand access and encourage markets to determine which products and channels are most effective. He focusses on how to deliver digital financial services efficiently and effectively to the poor & women which can be quickly scaled to national levels while closely working with the Government, Regulators, Public and Private sector players. In the past, he has worked with two of the leading Asian telecom services providers, namely Bharti Airtel in India and SingTel in Singapore in Mobile payments. He is considered a pioneer in the Digital Financial service arena and co-creator of India’s first mobile wallet - Airtel Money. He has been a part of several RBI committees on Financial Inclusion and a global evangelist for bringing the unbanked and the underbanked into the formal economy.

Shri Devesh Sachdev

Shri Devesh Sachdev

Shri Devesh Sachdev with an experience of over 19 years in varied sectors of Banking, Logistics and Microfinance co-founded Fusion Micro Finance in 2010. Under his leadership, Fusion has grown into one of the leading microfinance institutions and continues to expand its operations. His long-term vision and executing strategy are validated by the marquee PE firm Warbug Pincus’s decision to choose Fusion to make its first investment in the Indian Microfinance arena in 2018. He is currently the Chairperson of the Governing Board of Microfinance Institutions Network (MFIN) and has represented the sector in diverse forums and platforms to create a healthy and positive outlook. He got awarded as the ‘50 Fastest Growing CEOs of India’ by ‘The CEO Magazine’ in 2018. He is a strong advocate of agile transformation and digital innovation for employee centric seamless operations which made Fusion the “Best Workplaces in MFI” in its debut year of GPTW certification with 66th position in top 100 workplaces in India. Shri Devesh Sachdev has graduated from Xavier School of Management and has successfully completed Strategic Leadership program from Harvard Business School.

Shri Deepak Amin

Shri Deepak Amin

Shri Deepak Amin is the key promoter at Light Microfinance Pvt Ltd. He also co-founded Covelix Inc, a US and India based international software consulting entity which was later acquired by Emtec Inc. Earlier he had founded vJungle later acquired by Streamserve (now part of OpenText Corp). In his previous assignment he had worked at Microsoft USA for several years where he led the original Internet Explorer browser team and was also the lead engineer for Microsoft Windows Networking. An active angel investor in technology startups, he has been a limited partner in venture capital funds based in the US and India. With his immense expertise in technology, he serves on the Technology Advisory Council of Grameen Foundation for Microfinance, USA, Independent Director with SBI Life Insurance Ltd, Chairman of the Technology Committee and a member of the Audit and Risk Management Committee of the Board. Previously he had served on the Advisory Board of National Science and Technology Entrepreneurship Development Board (Department of Science and Technology, Government of India), to promote technology entrepreneurship and innovation in India. Shri Deepak Amin holds a Master’s degree in Computer Science from University of Rhode Island and Bachelor of Technology in Computer Science from the IIT – Mumbai.

Shri Rajesh Aggarwal

Shri Rajesh Aggarwal

Shri V. Satya Venkata Rao

Shri V. Satya Venkata Rao