President & Business Head, Agri Finance, Kotak Mahindra Bank

Shri Sivakumar B. S. has over 30 years of rich experience in setting up and managing profit centers, business development and multi-regional operations within the financial services and exposure to the entire range of asset lending. His functional expertise include product, business, credit aspects with first-hand experience on recoveries for various asset classes. He is seasoned in setting up & developing financing products for the Retail & SME businesses. He setup and developed the Agri Business Group for Kotak Mahindra Bank since its inception in 2003. Under his leadership, this division contributes to the largest portfolio of PSL advances for the Bank. Shri Sivakumar B.S. pursued his Master’s in Management Studies from S P Jain Institute of Management and Research, B.Sc. in (Chemical and Microbiology) from Bombay University. He also holds a Diploma in Import and Export Management from Institute of Materials Management, Mumbai.